Cost of Treatment Services

Malu Counseling has chosen to not accept insurance for treatment.  This decision was made to protect clients' confidentiality to the fullest extent possible.  Insurance requires medical necessity and a mental health diagnosis regardless of the client's reason for attending therapy.  This diagnosis will stay on your record as a pre-existing condition and could impact future career opportunities as well as health coverage.  Additionally, insurance plans with high deductibles require that clients meet their deductible before they will begin any coverage.  By having a flat rate for services, clients know exactly what the cost of treatment will be without surprises later on.  Finally, by opting out of insurance, the counselor may use their professional judgment in determining how long a client may benefit from therapy, rather than having the insurance company dictate length of treatment based on what they are willing to cover.

There are no guarantees that insurance will accept out-of-network coverage.  For those who wish to pursue out-of-network coverage, you will be responsible for contacting your insurance company directly.  Your counselor will be happy to provide a receipt of services for your convenience.